About Banking & Finance Law
The uncertain economic climate has led to unprecedented challenges in the finance sector. It is more difficult than ever to get your deals done.
Key features of Lexis+® Banking & Finance
We'll keep you up to date with news. Weekly essentials newsletters, monthly case updates and a case tracker with the status of cases included and key cases notes on main topics.
Key developments and horizon scanning
Transactional lawyers need to stay on top of market changes. We track developments of key industry bodies including the LMA, ISDA and ICMA as well as hot topics such as sustainable finance so that you're always updated.
Security
Lending demands watertight security. We’ll guide you on taking, perfecting, and registering security. As well as topics covering enforcing security and cross border security.
Getting deals over the line
Economics is often a rollercoaster, ups, downs, and challenges. It can make the task of sealing deals tricky. We’ll help you navigate the uncertainty.
Topics We Cover
Latest Banking & Finance News
The T+1 Accelerated Settlement Taskforce has published its quarterly progress review for Q4 2025 which updates on the progress made towards the move...
Banking & Finance analysis: In the recent case of Abraaj Investment Management v Kes Power, the court held that an assignment by way of security...
The Scottish Government announced that it will launch procurement this week for book runners and legal advisers to support its first bond issuance in...
The International Swaps and Derivatives Association (ISDA) and UK Finance submitted joint responses to a Financial Conduct Authority (FCA)...
Commercial analysis: The Commercial Court has granted an application for summary judgment brought by Moeve Trading S.A.U. (the Sellers) against Mael...
Latest Banking & Finance Practice Notes
Claims for rectificationThis Practice Note outlines when a claim for rectification may be appropriate, what you need to establish to succeed on such a...
Releasing securitySTOP PRESS: ECCTA 2023 introduces identity verification requirements for anyone making filings at Companies House. This is...
General principles of insurance contract lawWhat is insurance law?Insurance law can be split into three parts:•insurance contract law which governs...
The project financing of renewable energy projectsIntroductionRenewable energy projects are financed by a number of sources: direct equity investment,...
ISDA—latest news on documentationThis Practice Note contains a summary of new and updated documents published by the International Swaps and...
Latest Banking & Finance Precedents
Deed of release: for a debenture or mortgage—single company security provider—full or partial releaseThis Deed is made on [insert day and month]...
Specimen signatures of authorised signatories of a company for use in a bilateral loan transaction[insert date]I am a director of [insert name of...
Director’s certificate for a bilateral loan: guarantor/third party security provider[insert date]To:[insert full name and address of lender]Dear...
Syndicated assignment of contractual rights: assignor-specific monies for use with a syndicated facilities agreementThis Deed is made on [insert day...
Legal opinion letter: English borrower entering into a secured bilateral facility agreement[To be printed on the headed paper of the lender’s...
Latest Banking & Finance Q&As
Featured Banking & Finance content
Receivables purchase transactions: invoice discounting and factoring
Invoice discounting and factoringThe popularity of financing business through the invoice discounting and factoring of receivables has grown...
Foreign exchange (FX) derivatives
Foreign exchange (FX) derivativesWhat is a FX derivative?A foreign exchange (FX) derivative is a type of derivative whose payoff depends on the FX...
Types of debt securities
Types of debt securitiesWhat are debt securities?In the context of the debt capital markets, the term 'debt security' means a financial instrument,...
An introduction to repo and the Global Master Repurchase Agreement (GMRA)
An introduction to repo and the Global Master Repurchase Agreement (GMRA)Coronavirus (COVID-19): This Practice Note contains information on subjects...
Offtake contracts—key issues for project finance lenders
Offtake contracts—key issues for project finance lendersMost projects are underpinned by a complex web of contractual relationships between all the...
What is the banker’s right of set-off?
Pledges
PledgesA pledge is one of the four types of security recognised under English law—the types of security are described in Practice Note: Types of...
Key features of debentures
Key features of debenturesDebentures are used in many types of financing where it is desirable to take security over all of the assets of a particular...
Overdrafts, term loans and revolving credit facilities
Overdrafts, term loans and revolving credit facilitiesThis Practice Note explains the features of three common types of loan facility:•overdrafts•term...
Bilateral, syndicated and club arrangements
Bilateral, syndicated and club arrangementsOne of the features used to categorise loans is the number of lenders involved. A loan involving one lender...
Negative pledges
Negative pledgesThis Practice Note examines:•why negative pledge clauses are used in commercial transactions •the consequences of breaching negative...
The security agent
The security agent and security trust provisionsThe security agentIn a syndicated loan transaction, the security agent (sometimes also known as the...
Introductory guide to financial covenants
Common financial covenantsThis Practice Note explains certain common financial covenants used in commercial finance transactions including:•minimum...
Term Loan B facilities
Term Loan B facilitiesThis Practice Note discusses Term Loan B (TLB) facilities which frequently appear as a tranche of senior facilities in...
What is OTC derivative contract clearing?
What is OTC derivative contract clearing?What is clearing?When an over-the-counter (OTC) derivative transaction between two counterparties is...
Introductory guide to asset finance
Introduction to asset financeWhat is asset finance?Asset finance is a method of providing financing for the purchase of particular tangible movable...
Incremental debt flexibility or accordion features
Incremental debt flexibility or accordion featuresWhat are incremental facilities?An incremental facility is feature included in a credit agreement...
Selling a loan by sub-participation
Selling a loan by sub-participationSub-participation is a means by which a lender can transfer its risk in a loan to another entity. It is used in the...
Associated legal terms
Contra
A sum due by the client to the debtor which may be set-off against a receivable.
Figh
Islamic jurisprudence.
Joint account
A joint account is a particular account in a bank where a sum standing to the credit of a joint account is a debt owed to the creditor jointly and is not enforceable by any of the joint account holders on his own.
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