About Banking & Finance Law
The uncertain economic climate has led to unprecedented challenges in the finance sector. It is more difficult than ever to get your deals done.
Key features of Lexis+® Banking & Finance
We'll keep you up to date with news. Weekly essentials newsletters, monthly case updates and a case tracker with the status of cases included and key cases notes on main topics.
Key developments and horizon scanning
Transactional lawyers need to stay on top of market changes. We track developments of key industry bodies including the LMA, ISDA and ICMA as well as hot topics such as sustainable finance so that you're always updated.
Security
Lending demands watertight security. We’ll guide you on taking, perfecting, and registering security. As well as topics covering enforcing security and cross border security.
Getting deals over the line
Economics is often a rollercoaster, ups, downs, and challenges. It can make the task of sealing deals tricky. We’ll help you navigate the uncertainty.
Topics We Cover
Latest Banking & Finance News
The European Financial Reporting Advisory Group (EFRAG) published a discussion paper that explores the connectivity between financial and...
Banking & Finance analysis: The case of Macdonald Hotels alarmed lenders and their lawyers earlier in the year, with obiter comments suggesting that,...
This week's edition of Banking and Finance weekly highlights includes: (1) Analysis looking at the case of Macdonald Hotels and execution of...
Luke Akehurst MP introduced the Vacant Commercial Properties (Temporary Use) Bill to Parliament on 16 December 2025 under the Ten Minute Rule...
The United Nations Environment Programme Finance Initiative (UNEP FI) has published guidance for banks on embedding circular economy principles into...
Latest Banking & Finance Practice Notes
A guide to rent review for property lawyersThis Practice Note deals with the principles behind rent review provisions. For further guidance in...
Part 26A restructuring plan—key casesPart 26A restructuring plans have been available since 26 June 2020 (see Practice Notes: Part 26A restructuring...
FAQs for insolvency professionals on the National Security and Investment Act 2021What is the National Security and Investment Act 2021?The National...
Part 26A restructuring plans: history, rationale and scopePart 26A restructuring plans (RPs) have been available from 26 June 2020 under the Corporate...
Safeguards for shareholders, creditors and counterparties under the special resolution regime for banksPublication and approvalIn this Practice Note,...
Latest Banking & Finance Precedents
Supplemental legal mortgage for real property: single company mortgagor—bilateral—specific moniesThis Deed is made on [date]Parties1[insert name of...
Third party share charge (granted by the borrower’s parent): single company chargor—bilateral—specific moniesThis Deed is made on [insert day and...
Syndicated assignment of insurance policies: assignor—specific monies for use with a syndicated facilities agreementThis Deed is made on [insert day...
Real property mortgage: single company chargor—bilateral—all moniesThis Deed is made on [insert day and month] 20[insert year]Parties1[Insert name of...
Third party real property mortgage: single company chargor—bilateral—specific moniesThis Deed is made on [insert day and month] 20[insert...
Latest Banking & Finance Q&As
Featured Banking & Finance content
Receivables purchase transactions: invoice discounting and factoring
Invoice discounting and factoringThe popularity of financing business through the invoice discounting and factoring of receivables has grown...
Foreign exchange (FX) derivatives
Foreign exchange (FX) derivativesWhat is a FX derivative?A foreign exchange (FX) derivative is a type of derivative whose payoff depends on the FX...
Types of debt securities
Types of debt securitiesWhat are debt securities?In the context of the debt capital markets, the term 'debt security' means a financial instrument,...
An introduction to repo and the Global Master Repurchase Agreement (GMRA)
An introduction to repo and the Global Master Repurchase Agreement (GMRA)Coronavirus (COVID-19): This Practice Note contains information on subjects...
Offtake contracts—key issues for project finance lenders
Offtake contracts—key issues for project finance lendersMost projects are underpinned by a complex web of contractual relationships between all the...
What is the banker’s right of set-off?
Pledges
PledgesA pledge is one of the four types of security recognised under English law—the types of security are described in Practice Note: Types of...
Key features of debentures
Key features of debenturesDebentures are used in many types of financing where it is desirable to take security over all of the assets of a particular...
Overdrafts, term loans and revolving credit facilities
Overdrafts, term loans and revolving credit facilitiesThis Practice Note explains the features of three common types of loan facility:•overdrafts•term...
Bilateral, syndicated and club arrangements
Bilateral, syndicated and club arrangementsOne of the features used to categorise loans is the number of lenders involved. A loan involving one lender...
Negative pledges
Negative pledgesThis Practice Note examines:•why negative pledge clauses are used in commercial transactions •the consequences of breaching negative...
The security agent
The security agent and security trust provisionsThe security agentIn a syndicated loan transaction, the security agent (sometimes also known as the...
Introductory guide to financial covenants
Common financial covenantsThis Practice Note explains certain common financial covenants used in commercial finance transactions including:•minimum...
Term Loan B facilities
Term Loan B facilitiesThis Practice Note discusses Term Loan B (TLB) facilities which frequently appear as a tranche of senior facilities in...
What is OTC derivative contract clearing?
What is OTC derivative contract clearing?What is clearing?When an over-the-counter (OTC) derivative transaction between two counterparties is...
Introductory guide to asset finance
Introduction to asset financeWhat is asset finance?Asset finance is a method of providing financing for the purchase of particular tangible movable...
Incremental debt flexibility or accordion features
Incremental debt flexibility or accordion featuresWhat are incremental facilities?An incremental facility is feature included in a credit agreement...
Selling a loan by sub-participation
Selling a loan by sub-participationSub-participation is a means by which a lender can transfer its risk in a loan to another entity. It is used in the...
Associated legal terms
FM Contractor
The contractor who will be appointed under the facilities management contract with Project Co to carry out services at the completed facilities.
Notice of discontinuance or suspension of listing
If the Financial Conduct Authority ("FCA") decides to discontinue or suspend the listing of a security of a company, it must provide a written notice of such to the issuer the security.
Sales ledger
A report of outstanding receivables.
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