Guy Stevenson

Lawyer, Orrick, Herrington & Sutcliffe

Guy advises clients on a broad range of regulatory and financial crime issues. His practice has a particular focus on retail financial services, including advising on consumer credit, payments, crypto, insurance and financial crime and sanctions issues.

In addition to advising established financial services firms, Guy advises new innovative Fintech businesses on UK regulation including whether their activities will require authorisation and how best to launch their business in the UK. He has significant experience advising firms on regulatory issues connected to the selling of financial services products through apps and online journeys.

Guy frequently advises clients on financial crime issues, including AML controls, sanctions, reporting obligations, failure to prevent offences, anti-corruption and market abuse.

He has a deep knowledge of consumer credit law and excels in providing practical advice on how the law/regulation should be interpreted and applied.

He also advises on contentious matters including regulatory investigations and conduct issues.

Contributed to

2

Consumer credit agreements—pre-contract requirements

Practice Notes

This Practice Note examines pre-contract disclosure requirements for consumer credit agreements under the disclosure regulations made under section 55 of the Consumer Credit Act 1974 (CCA 1974), together with regulatory requirements set out in Chapter 4 of the Financial Conduct Authority’s (FCA) Consumer Credit sourcebook (CONC 4).

Financial Services

Consumer credit—loans to employees or directors and employee share schemes

Practice Notes

This Practice Note examines the circumstances in which loans to employees or directors and employee share schemes may fall under the scope of the UK consumer credit regime, as well as the implications for a firm if its arrangements are not excluded.

Financial Services