About Insurance & Reinsurance Law
Lexis®+ Insurance & Reinsurance caters for both contentious and non-contentious practitioners. It delivers practical guidance on topics ranging from regulatory obligations that apply to insurers and insurance intermediaries, to key legal concepts
in insurance and reinsurance law and practice, to guidance on particular classes of insurance.
Insurance claims
We provide practical guidance in relation to insurance claims, including on subrogation, allocation and aggregation, together with detailed guidance on relevant legislation.
Regulation of insurance
We provide comprehensive guidance on the regulation of insurance in the UK and the EU, alongside trackers and guidance on hot topics such as implementing the FCA's new consumer duty.
Types of insurance
Our guidance includes Practice Notes on the different types of insurance, ranging from aviation insurance to warranty and indemnity cover, and everything in between.
Intermediaries and market practice
Get practical guidance on the functions and duties of insurance intermediaries along with guidance on insurance and reinsurance market practice. This includes a detailed glossary and Practice Notes pack.
Topics We Cover
Our Insurance & Reinsurance Experts
Susie Wakefield
Charlotte Shakespeare
Rebecca Huggins
Bob Haken
Jonathan Drake
Latest Insurance & Reinsurance News
Law360, London: Lloyd's of London insurer MS Amlin said on 21 March 2025 that it has committed up to €110m in reinsurance up until 2030 to support...
The Financial Conduct Authority (FCA) has launched a market study on how the distribution of pure protection insurance products is working for...
This week's edition of Insurance & Reinsurance weekly highlights includes analyses of Liberty Mutual v Bath Racecourse and the Court of Appeal’s...
Law360, London: The Financial Conduct Authority (FCA) must be prepared to take tough action against insurers on premium finance, a consumer group...
The International Association of Insurance Supervisors (IAIS) has launched consultation on a draft Issues Paper addressing structural shifts in the...
Latest Insurance & Reinsurance Practice Notes
Liability insurance—essentialsThis Practice Note outlines the characteristic features of liability insurance and different types of liability...
Public liability insurance—essentialsPublic liability insurancePublic liability insurance is a form of liability insurance that indemnifies and...
Liability insurance—notification of claims and circumstances and defence of claimsThis Practice Note provides guidance on notification provisions in...
Product liability and product recall insurance—essentialsWhat is product liability insurance?Product liability insurance provides an indemnity to a...
UK automated vehicles—trackerThis tracker sets out key dates and information relating to the development of autonomous and driverless vehicles in the...
Latest Insurance & Reinsurance Precedents
Construction Pre-Action Protocol letter of claim—professional negligence claim against architect or engineerNote:•this Practice Note gives specific...
Particulars of claim in a Motor Insurers' Bureau uninsured caseClaim no: [insert claim number]In the county court at [insert]Between[INSERT CLAIMANT’S...
Particulars of claim against an uninsured driver joining the Motor Insurers' Bureau (MIB) as second defendantIN THE [INSERT NAME OF COURT]Claim no....
Letter of claim—against a surveyor for breach of contract and, or alternatively, negligence in producing a valuation[ON THE HEADED NOTEPAPER OF...
Letter of claim—against a broker for breach of contract and, or alternatively, negligence in arranging or failing to arrange insurance cover[ON THE...
Latest Insurance & Reinsurance Q&As
Featured Insurance & Reinsurance content
Insurable interest
Insurable interestThis Practice Note considers insurable interest, including insurable interest in construction and liability insurance. It also...
The functions and duties of insurance brokers—policy placement
The functions and duties of insurance brokers—policy placementThis Practice Note provides a high level introduction to the functions and duties of...
Public liability insurance—essentials
Public liability insurance—essentialsPublic liability insurancePublic liability insurance is a form of liability insurance that indemnifies a...
Double insurance and contribution
Double insurance and contributionOverlapping insurance policesThere are various reasons why an insured may end up with overlapping insurance cover,...
An introduction to Lloyd’s of London
An introduction to Lloyd’s of LondonWhat is the Lloyd’s market?The Lloyd’s market is an insurance market, whose origins date back to the seventeenth...
Insurance agents and brokers
Insurance agents and brokersWhat is the difference between an agent and a broker?Where insurance is transacted through an intermediary, that...
Professional indemnity insurance—essentials
Professional indemnity insurance—essentialsWhat is professional indemnity insurance?Professional indemnity insurance is a form of liability insurance....
General principles of insurance contract law
General principles of insurance contract lawWhat is insurance law?Insurance law can be split into three parts:•insurance contract law which governs...
Exclusion clauses in insurance contracts
Exclusion clauses in insurance contractsWhat are exclusion clausesUnlike some exclusion or exemption clauses in ordinary contracts, an exclusion...
Insurance premium
Insurance premiumAn insurance premium is the sum paid for insurance or reinsurance cover and is the consideration paid by the (re)insured for the...
Marine insurance—general principles
Marine insurance—general principlesThis Practice Note describes the main principles of marine insurance as governed by the Marine Insurance Act 1906....
What is a contract of insurance?
What is a contract of insurance?This Practice Note covers the legal framework and regulatory guidance to be considered in determining whether an...
Sanctions clauses and the effect of sanctions on insurance policies
Sanctions clauses and the effect of sanctions on insurance policiesThe Practice Note entitled EU/UK financial and trade sanctions for insurers...
Product liability and product recall insurance
Product liability and product recall insuranceWhat is product liability insurance?Product liability insurance provides an indemnity to a business in...
Trade credit insurance
Trade credit insuranceTrade credit insurance typically provides protection to a policyholder against non-payment of accounts receivable, due to the...
Reinsurance—essentials
Reinsurance—essentialsThe parties to a reinsurance contract and reinsurance terminologyThe principal parties to any reinsurance contract are the...
ICOBS Insurance: Conduct of Business Sourcebook—application, general matters, distance communications, information about the firm and product information
ICOBS Insurance: Conduct of Business Sourcebook—application, general matters, distance communications, information about the firm and product...
Terms of Business Agreement (TOBA)—insurer and managing agent/broker
Terms of Business Agreement (TOBA)—insurer and managing agent/brokerAn Agreement dated [date] governing the conduct of Insurance Business...
Associated legal terms
Material Fact
A fact that is known, or ought to be known by an insured, is material to be disclosed to insurers if it would affect their assessment of the risk, the terms on which they are willing to underwrite it, or the premium they require to do so.
Reservation of Rights
An express indication by insurers stating that rights are reserved or there is a reservation of rights under the policy, means that indemnity under the insurance policy has not been confirmed. Any continued assistance provided by insurers is not to be deemed as waiving the position on insurance coverage.
Reserve
Money allocated by insurers and reinsurers to pay claims.
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