About Insurance & Reinsurance Law
Lexis®+ Insurance & Reinsurance caters for both contentious and non-contentious practitioners. It delivers practical guidance on topics ranging from regulatory obligations that apply to insurers and insurance intermediaries, to key legal concepts
in insurance and reinsurance law and practice, to guidance on particular classes of insurance.
Insurance claims
We provide practical guidance in relation to insurance claims, including on subrogation, allocation and aggregation, together with detailed guidance on relevant legislation.
Regulation of insurance
We provide comprehensive guidance on the regulation of insurance in the UK and the EU, alongside trackers and guidance on hot topics such as implementing the FCA's new consumer duty.
Types of insurance
Our guidance includes Practice Notes on the different types of insurance, ranging from aviation insurance to warranty and indemnity cover, and everything in between.
Intermediaries and market practice
Get practical guidance on the functions and duties of insurance intermediaries along with guidance on insurance and reinsurance market practice. This includes a detailed glossary and Practice Notes pack.
Topics We Cover
Our Insurance & Reinsurance Experts
Susie Wakefield
Charlotte Shakespeare
Rebecca Huggins
Bob Haken
Jonathan Drake
Latest Insurance & Reinsurance News
The European Insurance and Occupational Pensions Authority (EIOPA) has launched a series of six consultations on legal instruments following the...
Law360, London: Insurance brokers could be next to come under the Financial Conduct Authority (FCA)'s microscope over how commission arrangements are...
Law360, London: Insurers have started to introduce policy exclusions for so-called forever chemicals, the International Underwriting Association (IUA)...
This week's edition of Insurance weekly highlights includes: the case of AerCap Ireland Ltd v AIG Europe SA; LIIBA calls for public-private scheme for...
Law360, London: The spiraling cost to the economy of cyberattacks means that regulators might need to set up public-private partnerships to close...
Latest Insurance & Reinsurance Practice Notes
UK regulation of insurance-linked securitiesThis Practice Note describes the UK regulatory regime for insurance-linked securities (ILS). It explains...
Territorial scope of the general prohibitionWhere and how does the general prohibition apply?There is a fundamental prohibition at the heart of the UK...
Subrogation in insurance and reinsuranceThis Practice Note provides guidance on subrogation in the context of insurance. It explains the legal basis,...
Non-financial misconduct in financial services—essentialsThe Financial Services Enforcement Database incorporates detailed information on all...
Guide to agreements for lease with development obligationsThis Practice Note examines the issues for both a developer landlord and a prospective...
Latest Insurance & Reinsurance Precedents
Particulars of claim against an uninsured driver joining the Motor Insurers' Bureau (MIB) as second defendantIN THE [INSERT NAME OF COURT]Claim no....
Particulars of claim for a road accident in the UK caused by a foreign driver[IN THE COUNTY COURT AT [INSERT]ORIN THE HIGH COURT OF JUSTICE][[SPECIFY...
Particulars of claim in a Motor Insurers' Bureau uninsured caseClaim no: [insert claim number]In the county court at [insert]Between[INSERT CLAIMANT’S...
Letter to expert in a personal injury matter regarding joint expert discussionsDear [Insert]Re: [Name of Client/Name of Claimant]You will be aware...
Claim against a defendant driver’s insurers holding them liable under section 151 of the Road Traffic Act 1988[IN THE COUNTY COURT AT [INSERT]ORIN THE...
Latest Insurance & Reinsurance Q&As
Featured Insurance & Reinsurance content
Public liability insurance—essentials
Public liability insurance—essentialsPublic liability insurancePublic liability insurance is a form of liability insurance that indemnifies a...
Subrogation in insurance and reinsurance
Subrogation in insurance and reinsuranceWhat is the right of subrogation?In the context of insurance and reinsurance, the right of subrogation...
Insurable interest
Insurable interestThis Practice Note considers insurable interest, including insurable interest in construction and liability insurance. It also...
Insurance agents and brokers
Insurance agents and brokersWhat is the difference between an agent and a broker?Where insurance is transacted through an intermediary, that...
Professional indemnity insurance—essentials
Professional indemnity insurance—essentialsWhat is professional indemnity insurance?Professional indemnity insurance is a form of liability insurance....
Reinstatement of insured property after a loss
Reinstatement of insured property after a lossWhat is reinstatement?Reinstatement is the repair or replacement of property so that it is in the same...
Terms of Business Agreement (TOBA)—insurer and managing agent/broker
Terms of Business Agreement (TOBA)—insurer and managing agent/brokerAn Agreement dated [date] governing the conduct of Insurance Business...
Exclusion clauses in insurance contracts
Exclusion clauses in insurance contractsWhat are exclusion clausesUnlike some exclusion or exemption clauses in ordinary contracts, an exclusion...
Professional indemnity insurance—solicitors
Professional indemnity insurance—solicitorsThis Practice Note sets out the professional indemnity insurance requirements for solicitors, including...
Hull and machinery insurance
Hull and machinery insuranceWhat is hull and machinery insurance?Hull and machinery insurance (‘H&M insurance’) is a form of insurance which...
Trade credit insurance—essentials
Trade credit insuranceTrade credit insurance typically provides protection to a policyholder against non-payment of accounts receivable, due to the...
Double insurance and contribution
Double insurance and contributionOverlapping insurance policesThere are various reasons why an insured may end up with overlapping insurance cover,...
Marine insurance—general principles [Archived]
Marine insurance—general principlesThis Practice Note describes the main principles of marine insurance as governed by the Marine Insurance Act 1906....
The functions and duties of insurance brokers—policy placement
The functions and duties of insurance brokers—policy placementThis Practice Note provides a high level introduction to the functions and duties of...
Product liability and product recall insurance—essentials
Product liability and product recall insuranceWhat is product liability insurance?Product liability insurance provides an indemnity to a business in...
Sanctions clauses and the effect of sanctions on insurance policies
Sanctions clauses and the effect of sanctions on insurance policiesThe Practice Note entitled EU/UK financial and trade sanctions for insurers...
What is meant by an 'indemnity to principals' provision and an 'additional insured' provision? What are the practical differences in protection each affords to the principal/additional insured?
Outsourcing in insurance—one minute guide
Outsourcing in insurance—one minute guideThis Practice Note provides a high level guide to the key regulatory and practical issues relating to...
Associated legal terms
Fair presentation
The duty of fair presentation is a requirement for non-consumer insurance contracts under the Insurance Act—duty of fair presentation and for consumer insurance contracts under the Consumer Insurance (Disclosure and Representations) Act 2012, by an insured/potential insured to disclose all material facts to insurers in a clear manner.
Professional indemnity insurance
Professional indemnity insurance is a commercial insurance to insure against liabilities (and defence costs), arising out of the acts, errors and omissions by professionals, such as architects, surveyors, solicitors, insurance brokers, IFAs and IT professions, in the ordinary course of their professional business.
Reservation of Rights
An express indication by insurers stating that rights are reserved or there is a reservation of rights under the policy, means that indemnity under the insurance policy has not been confirmed. Any continued assistance provided by insurers is not to be deemed as waiving the position on insurance coverage.
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