About Banking & Finance Law
The uncertain economic climate has led to unprecedented challenges in the finance sector. It is more difficult than ever to get your deals done.
Key features of Lexis+® Banking & Finance
We'll keep you up to date with news. Weekly essentials newsletters, monthly case updates and a case tracker with the status of cases included and key cases notes on main topics.
Key developments and horizon scanning
Transactional lawyers need to stay on top of market changes. We track developments of key industry bodies including the LMA, ISDA and ICMA as well as hot topics such as sustainable finance so that you're always updated.
Security
Lending demands watertight security. We’ll guide you on taking, perfecting, and registering security. As well as topics covering enforcing security and cross border security.
Getting deals over the line
Economics is often a rollercoaster, ups, downs, and challenges. It can make the task of sealing deals tricky. We’ll help you navigate the uncertainty.
Topics We Cover
Latest Banking & Finance News
The International Swaps and Derivatives Association (ISDA) and the Global Foreign Exchange Division (GFXD) of the Global Financial Markets Association...
The HM Treasury has published details of a memorandum of understanding (MoU) between the UK's Office of Financial Sanctions Implementation (OFSI) and...
Law360, London: The government unveiled on 13 January 2025 an ambitious blueprint to make Britain a world leader in artificial intelligence (AI) to...
MLex: European countries approved over two thousand prospectuses in 2023 but the general downward trend seen since 2007—when over eight thousand were...
The Foreign, Commonwealth & Development Office (FCDO) has announced unprecedented sanctions against two major Russian oil companies, Gazprom Neft and...
Latest Banking & Finance Practice Notes
Introduction to the EU GDPR and UK GDPRThis Practice Note provides an introduction to both the EU’s General Data Protection Regulation, Regulation...
The UK General Data Protection Regulation (UK GDPR)This Practice Note provides a summary of the UK GDPR regime. For a higher-level introduction to UK...
Overseas entities and land under the Economic Crime (Transparency and Enforcement) Act 2022—property registration and restrictionsThis Practice Note...
Tax—FATCA trackerThis tax 'tracker' tool displays the current status of both US FATCA and UK FATCA intergovernmental agreements (IGA).The tracker is...
US: Foreign Account Tax Compliance Act (FATCA)—summaryThe Hiring Incentives to Restore Employment Act (the HIRE Act) includes provisions that give the...
Latest Banking & Finance Precedents
Debenture: single company chargor—bilateral—specific moniesThis Deed is made on [insert date] 20[insert year]Parties1[Insert name of Chargor], a...
Intra group loan agreement (term loan): single company borrower—single company lender—unsecuredThis Agreement is made on [insert day and month]...
Board minutes for the approval or ratification by a third party security provider of third party security for a loanCompany number: [insert company...
Board minutes for the approval or ratification of a company’s entry into a guarantee and indemnityCOMPANY NUMBER: [insert company number][insert...
Board minutes for the approval of a company’s entry into an unsecured facility agreementCompany number: [insert company number][insert company name]...
Latest Banking & Finance Q&As
Featured Banking & Finance content
Bills of exchange—structure and parties
Bills of exchange—structure and partiesBills of exchange are negotiable instruments that represent an unconditional promise by one party to pay...
Term Loan B facilities
Term Loan B facilitiesThis Practice Note discusses Term Loan B (TLB) facilities which frequently appear as a tranche of senior facilities in...
Invoice discounting and factoring
Invoice discounting and factoringThe popularity of financing business through the invoice discounting and factoring of receivables has grown...
Common financial covenants
Common financial covenantsThis Practice Note explains certain common financial covenants used in commercial finance transactions including:•minimum...
Offtake contracts—key issues for project finance lenders
Offtake contracts—key issues for project finance lendersMost projects are underpinned by a complex web of contractual relationships between all the...
Overdrafts, term loans and revolving credit facilities
Overdrafts, term loans and revolving credit facilitiesThis Practice Note explains the features of three common types of loan facility:•overdrafts•term...
Do you need a deed of release as well as a DS1 to release a legal charge over land?
Crystallisation of floating charges
Crystallisation of floating chargesThe key feature of a floating charge is that, until it crystallises, the chargor is entitled to deal with the...
Promissory notes—structure and parties
Promissory notes—structure and partiesA promissory note is a type of bill of exchange (for more information, see Practice Note: Bills of...
Bilateral, syndicated and club arrangements
Bilateral, syndicated and club arrangementsOne of the features used to categorise loans is the number of lenders involved. A loan involving one lender...
An introduction to repo and the Global Master Repurchase Agreement (GMRA)
An introduction to repo and the Global Master Repurchase Agreement (GMRA)Coronavirus (COVID-19): This Practice Note contains information on subjects...
Bridge to bond facilities
Bridge to bond facilitiesWhat are they?A bridge to bond facility is a type of acquisition financing where the buyer requires the certainty of a fully...
Floating charges—advantages and disadvantages
Floating charges—advantages and disadvantagesSummary of advantages and disadvantages of the floating chargeThis Practice Note discusses the advantages...
Key features of debentures
Key features of debenturesDebentures are used in many types of financing where it is desirable to take security over all of the assets of a particular...
Financial derivatives—netting
Financial derivatives—nettingNettingnetting is a contractual arrangement between two parties. Essentially, it means that the parties have agreed that,...
Assignments by way of security
Assignments by way of securityAssignments by way of security can take different forms and it is important to understand how they are created and their...
Guarantor rights and how to defer them in guarantee documentation—no competition clauses
Guarantor rights and how to defer them in guarantee documentation—no competition clausesGuarantees are a contractual arrangement where one party (the...
Sources of Shari'ah
Sources of Shari'ahIntroductionShari'ah (also Sharia, Shariah or Shari’a) (literally, in Arabic, 'the path towards the watering place') or Islamic law...
Associated legal terms
Availability
A calculation of the maximum advance that an asset-based lender is prepared to make against a particular asset class at any time.
Handback
The process by which, at the end of the contract period, the assets which make up the project transfer to the public sector party. At the point of handback the assets will be required to meet certain standards and have a certain 'lifecycle' left in them.
PPF
Pension Protection Fund—a fund offering compensation to those pension scheme members affected by insolvencies with an underfunded pension scheme.
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