Fraud and dishonesty

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This topic considers the meaning of ‘fraud’ in an insurance context and provides an overview of the key principles that apply to business insureds, both at inception of their insurance policies and during the claims process. It provides guidance on proving fraud, exaggerated claims, fraudulent devices and collateral lies together with guidance on fraudulent claims in the context of group policies, assignees of insurance policies and the position of co-insureds. For further information, see Practice Note: Fraud and dishonesty in commercial insurance.

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