Lending—general

This subtopic provides guidance on the uses, scope and structure of legal opinions in finance transactions. It also outlines how to create security over different types of assets in Ireland. It includes precedent legal opinion letters for Irish borrowers entering into a secured bilateral facility agreement and Irish borrowers entering into an unsecured bilateral facility agreement. It also provides practical guidance in navigating the closing phase of a loan transaction, dealing with conditions precedent, providing director’s certificates and useful checklists.

This subtopic contains the following guidance:

  1. Practice Note: Ireland—Legal opinions—uses, scope and structure explains the uses, scope and structure of legal opinions in finance transactions and outlines what legal opinions are, when legal opinions can be relied upon and by whom. It covers capacity and authority opinions and enforceability opinions in both a domestic and cross-border context. It also looks at the structure of a typical legal opinion letter

  2. Practice Note: Ireland—cross border banking and finance guide provides a summary of the key issues for lenders providing commercial loan facilities in Ireland including loan markets and recent developments, lending, security and guarantees, enforcement, intercreditor issues and governing law

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