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Amendments, waivers and consents Completion and post-completion Conditions precedent to lending Due diligence Finance parties' duties Hedging in loan transactions Lending chronology Parties involved in loan transactions Secondary trading and loan portfolio sales Signing Syndication and transfer of loans Tax issues for banking lawyers Term sheets, mandates and confidentiality The facility agreement Types of lending

Latest Banking & Finance News

ICMA publishes summary of key points on SIU and capital markets

ICMA publishes summary of key points on SIU and capital markets
ICMA SMPC publishes semi-annual report on EU and UK sovereign bond market trading activity for H2 2024

ICMA SMPC publishes semi-annual report on EU and UK sovereign bond market trading activity for H2 2024
Government growth priority forces FCA to re-assess consumer risk

Government growth priority forces FCA to re-assess consumer risk

The following Financial Services news provides comprehensive and up to date legal information on Government growth priority forces FCA to re-assess consumer risk

Will UK crypto sector get a real choice over Consumer Duty or bespoke rules?

Will UK crypto sector get a real choice over Consumer Duty or bespoke rules?

The following Financial Services news provides comprehensive and up to date legal information on Will UK crypto sector get a real choice over Consumer Duty or bespoke rules?

Featured Banking & Finance content

Bills of exchange—structure and parties

Bills of exchange—structure and parties

Bills of exchange—structure and partiesBills of exchange are negotiable instruments that represent an unconditional promise by one party to pay...

Term Loan B facilities

Term Loan B facilities

Term Loan B facilitiesThis Practice Note discusses Term Loan B (TLB) facilities which frequently appear as a tranche of senior facilities in...

Invoice discounting and factoring

Invoice discounting and factoring

Invoice discounting and factoringThe popularity of financing business through the invoice discounting and factoring of receivables has grown...

Common financial covenants

Common financial covenants

Common financial covenantsThis Practice Note explains certain common financial covenants used in commercial finance transactions including:•minimum...

Practice notes

Offtake contracts—key issues for project finance lenders

Offtake contracts—key issues for project finance lendersMost projects are underpinned by a complex web of contractual relationships between all the...
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2nd Mar
Practice notes

Overdrafts, term loans and revolving credit facilities

Overdrafts, term loans and revolving credit facilitiesThis Practice Note explains the features of three common types of loan facility:•overdrafts•term...
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1st Mar
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Q&As

Do you need a deed of release as well as a DS1 to release a legal charge over land?

Do you need a deed of release as well as a DS1 to release a legal charge over land?Generally speaking, a deed of release is not necessary in addition...
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Produced in partnership with James Hall of Gatehouse Chambers
2nd Mar
Practice notes

Crystallisation of floating charges

Crystallisation of floating chargesThe key feature of a floating charge is that, until it crystallises, the chargor is entitled to deal with the...
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1st Mar
Practice notes

Promissory notes—structure and parties

Promissory notes—structure and partiesA promissory note is a type of bill of exchange (for more information, see Practice Note: Bills of...
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Produced in partnership with Ed Bellamy, Marta Bishop and Jad Hussain of Paul Hastings (Europe) LLP
1st Mar
Practice notes

Bilateral, syndicated and club arrangements

Bilateral, syndicated and club arrangementsOne of the features used to categorise loans is the number of lenders involved. A loan involving one lender...
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2nd Mar
Practice notes

An introduction to repo and the Global Master Repurchase Agreement (GMRA)

An introduction to repo and the Global Master Repurchase Agreement (GMRA)Coronavirus (COVID-19): This Practice Note contains information on subjects...
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Produced in partnership with Joseph Wren of Travers Smith and Jonathan Gilmour of Travers Smith
2nd Mar
Practice notes

Bridge to bond facilities

Bridge to bond facilitiesWhat are they?A bridge to bond facility is a type of acquisition financing where the buyer requires the certainty of a fully...
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Produced in partnership with John Burge and Matthew Dunlap of Morrison & Foerster and Hamilton
2nd Mar
Practice notes

Floating charges—advantages and disadvantages

Floating charges—advantages and disadvantagesSummary of advantages and disadvantages of the floating chargeThis Practice Note discusses the advantages...
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1st Mar
Practice notes

Key features of debentures

Key features of debenturesDebentures are used in many types of financing where it is desirable to take security over all of the assets of a particular...
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2nd Mar
Practice notes

Financial derivatives—netting

Financial derivatives—nettingNettingnetting is a contractual arrangement between two parties. Essentially, it means that the parties have agreed that,...
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2nd Mar
Practice notes

Assignments by way of security

Assignments by way of securityAssignments by way of security can take different forms and it is important to understand how they are created and their...
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2nd Mar
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Practice notes

Guarantor rights and how to defer them in guarantee documentation—no competition clauses

Guarantor rights and how to defer them in guarantee documentation—no competition clausesGuarantees are a contractual arrangement where one party (the...
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2nd Mar
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Practice notes

Sources of Shari'ah

Sources of Shari'ahIntroductionShari'ah (also Sharia, Shariah or Shari’a) (literally, in Arabic, 'the path towards the watering place') or Islamic law...
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2nd Mar
Practice notes

Introduction to fund finance—capital call facilities

Introduction to fund finance—capital call facilitiesThis Practice Note discusses:•what is meant by capital call facilities, NAV, or asset backed...
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Produced in partnership with Leon Stephenson of Reed Smith
2nd Mar
Practice notes

Incremental debt flexibility or accordion features

Incremental debt flexibility or accordion featuresWhat are incremental facilities?An incremental facility is feature included in a credit agreement...
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Produced in partnership with Max Millington of Pinsent Masons
2nd Mar

Popular documents

Overdraft facility letter: single company borrower—bilateral—with or without a guarantee

Overdraft facility letter: single company borrower—bilateral—with or without a guarantee[To be printed on the headed paper of the lender][insert date]To:[insert name and address of borrower]Dear [insert name of borrower],We are pleased to advise you (the Company) that we are prepared to make

Types of borrowers

Types of borrowersEconomic Crime and Corporate Transparency Act 2023—reform of limited partnerships: The Economic Crime and Corporate Transparency Act 2023 (ECCTA 2023) received Royal Assent on 26 October 2023. Its provisions will come into force over an extended period of time. For more

Introduction to fund finance—capital call facilities

Introduction to fund finance—capital call facilitiesThis Practice Note discusses:•what is meant by capital call facilities, NAV, or asset backed facilities, and hybrid facilities•the commercial use of capital call facilities•the due diligence that lenders will conduct•the standard security package

Negative pledges

Negative pledgesThis Practice Note examines:•why negative pledge clauses are used in commercial transactions •the consequences of breaching negative pledge provisions•how negative pledges are viewed in the context of security and quasi-security, and•key considerations when drafting a negative pledge