Lending chronology

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This overview is a guide to the Banking & Finance content within the Lending chronology subtopic, with links to the appropriate materials.

Loan transactions typically follow a specific chronology which is explained in this overview.

For more information on loan transactions in general, see the Loan transaction toolkit—the Banking & Finance loan transaction toolkit is a guide to loan transactions. It provides an overview of each phase of a loan transaction and the tasks that lawyers are required to complete as part of each phase. The toolkit includes links to Checklists, Precedents (with Drafting Notes), Forms, Practice Notes and an explanation of the key drafting and negotiating points to consider in loan transactions.

Term sheet and mandate phase

Loan transactions typically start with the term sheet and mandate phase. During this phase the parties to a potential transaction will enter into confidentiality arrangements, agree the key terms of the transaction and establish their roles in the deal.

The length of this phase will vary considerably, depending on the complexity and nature of the deal.

What happens during this phase?

At the beginning of a transaction the lender

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