Regulatory issues in lending transactions

This Overview is a guide to the Banking & Finance content within the Regulatory issues in lending transactions subtopic, with links to the appropriate materials.

For information on EU regulatory issues that have particular impact on the derivatives, debt capital markets and structured products markets, see: EU and UK regulation for derivatives lawyers—overview, EU and UK regulatory issues—structured products and securitisation—overview and EU and UK regulatory issues—debt capital markets—overview.

Introductory materials

Introductory guide to sustainable finance for banking and finance lawyers provides introductory information on sustainable finance, including an overview of the regulatory environment. Practice Note: Introductory guide to financial services regulation for banking and finance lawyers is an introductory guide to financial services regulation for banking and finance lawyers working in non-regulatory roles. It explains at a high level what is meant by financial services regulation, when transactional banking and finance lawyers need to think about regulatory issues, how to go about researching regulatory issues, and how to find out what regulations may be relevant on a finance transaction.

Loan Markets

Passporting

The EU passporting system for banks and financial services

To view the latest version of this document and thousands of others like it, sign-in with LexisNexis or register for a free trial.

TAKE A FREE TRIAL

Latest Banking & Finance News

HM Treasury launches National Infrastructure and Service Transformation Authority

HM Treasury has established the National Infrastructure and Service Transformation Authority (NISTA), to take effect from 1 April 2025, merging existing infrastructure bodies to streamline project delivery. The new authority combines infrastructure strategy and delivery functions previously split between separate agencies, alongside publishing the Teal book as a project delivery guide. Jean-Christophe Gray has been appointed interim chief executive, with National Infrastructure Commission Commissioners forming an Advisory Council.

UK declares that the Hague Judgments Convention shall extend to Scotland and Northern Ireland

On 31 March 2025, the Ministry of Foreign Affairs for the Netherlands announced that further to its declaration of 27 June 2024 extending the Hague Judgments Convention to England and Wales only, the UK has declared, in accordance with Article 25 and 30, that the Convention shall also extend to Scotland and Northern Ireland. In accordance with Article 30, this will take effect on 1 July 2025.

European Parliament voted to fast-track proposal to postpone corporate sustainability rules

The European Parliament has voted to use an urgent procedure for considering the proposed ‘stop-the-clock’ Directive on postponements to corporate sustainability requirements. On 1 April 2025, the European Parliament voted with 427 votes in favour, 221 against, and 14 abstentions. The Parliament will vote on 3 April 2025 on delaying implementation of social and environmental reporting, the Corporate Sustainability Reporting Directive or CSRD, by two years for second and third wave companies, and due diligence measures, the Corporate Sustainability Due Diligence Directive or CS3D, by one year for the largest companies. The Council of the EU has already endorsed the Commission's proposal, meaning 3 April 2025's parliamentary vote would be the final step before formal adoption by the Council.