Financing real estate

This Overview is a guide to the Banking & Finance content within the Real estate finance: Financing real estate subtopic, with links to the appropriate materials.

Lending against the cash flow generated by a property is the most common form of real estate finance. In its simplest form, it involves a loan to a borrower which is repaid from the rental income of the borrower’s property.

For an overview of a typical real estate finance transaction from the term sheet stage through to signing the financing documents, dealing with conditions precedent and enforcement of the Lender's security in a default scenario, see Practice Note: Introductory guide to real estate finance transactions. See also, Practice Note: How to draft and negotiate a term sheet in a real estate finance transaction.

For a summary of the key issues to consider when acting for the lender or the borrower on a real estate finance transaction, see: Real estate finance—checklist.

Key provisions in real estate finance facility agreements

The majority of the provisions in a standard facility agreement will be similar to those in a real estate finance

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