Social housing finance

This Overview is a guide to the Banking & Finance content within the Social housing finance subtopic, with links to the appropriate materials.

Nature of social housing entities

Nearly all housing associations that raise private finance in England are regulated as ‘Registered Providers’ of social housing. This means that they are registered with the Regulator of Social Housing in England.

In England, registered providers are divided into private providers and local authority providers. The category of private providers is then sub-divided further into not-for-profit and for-profit providers. This Overview purely focuses on private not-for-profit providers of social housing registered in England, referred to in this Overview as ‘RPs’, since they account for the vast majority of private debt finance raised to date by housing associations.

Most RPs are structured as Community Benefit Societies, registered under the Co-operative and Community Benefit Societies Act 2014. A few organisations are structured as companies limited by guarantee, registered under the Companies Act 1985 or the Companies Act 2006. A number of (mainly small) RPs are structured as trusts.

Most RPs enjoy charitable status, which is an important consideration

To view the latest version of this document and thousands of others like it, sign-in with LexisNexis or register for a free trial.

TAKE A FREE TRIAL

Latest Banking & Finance News

ICMA publishes response to FCA consultation on AI integration in UK financial services

The International Capital Market Association (ICMA) has issued a response to the Financial Conduct Authority's (FCA) consultation regarding the current and future applications of artificial intelligence (AI) in UK financial services and regulatory framework. The consultation reflects the growing need to balance innovation with appropriate oversight in the rapidly advancing field of AI within financial markets.

AFME releases securitisation data report for Q4 2024 and 2024 full year

The Association for Financial Markets in Europe (AFME) has published its European securitisation data report for the fourth quarter (Q4) of 2024, as well as the 2024 full year. The data illustrates that in Q4 2024, €63.0bn of securitised product was issued in Europe, a notable increase of 49.2% from Q4 2023.

Treasury Committee launches inquiry into AI in financial services

The House of Commons Treasury Committee has launched an inquiry into AI in financial services to explore how UK financial services, including retail banking, investment banking, insurance and pensions, can take advantage of opportunities in AI while at the same time mitigating threats to financial stability and safeguarding financial consumers, particularly vulnerable customers who may be at risk of bias. The inquiry will also examine current AI usage by City firms, opportunities for innovation, impacts on employment, and the UK's global competitiveness. The Committee has launched a call for evidence and requests stakeholder feedback by 17 March 2025.

IFRS foundation releases guide on climate-related reporting under new sustainability standards

The International Financial Reporting Standards (IFRS) foundation has published guidance to assist companies in reporting climate-related information in accordance with the new international sustainability standards board (ISSB) standards. The guide addresses the 'climate-first' transition relief provided in the ISSB standards and clarifies that even when focusing solely on climate disclosures, companies must apply relevant requirements from the 'IFRS S1 General Requirements for Disclosure of Sustainability-related Financial Information'.

View Banking & Finance by content type :

News