FCA mortgage, home finance and banking conduct of business

Introducing FCA mortgage, home finance and banking conduct of business

This overview is a guide to the Financial Services content within the FCA mortgage, home finance and banking conduct of business subtopic, with links to the appropriate materials.

Conduct regulation of mortgage and home finance firms and the mortgage market review

The majority of conduct requirements that are applicable to those that carry out home finance transactions are contained in the Financial Conduct Authority’s (FCA’s) Mortgages and Home Finance: Conduct of Business Sourcebook (MCOB). MCOB was originally titled the Mortgage Conduct of Business sourcebook. When the FCA’s predecessor, the Financial Services Authority’s (FSA’s) remit was extended to the regulation of HRPs and HPPs, the title was amended to Mortgages and Home Finance: Conduct of Business sourcebook. When the FSA also became responsible for the regulation of SRBAs, MCOB was amended accordingly. MCOB has also been subject to amendment as a result

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