Financial Services regulation—getting started

Navigating the complex landscape of financial services regulation demands expert insight and practical solutions. This guidance provides legal teams with the foundational knowledge and tools necessary to effectively support clients in maintaining compliance, mitigating risks, and capitalising on opportunities within the regulatory framework. Whether addressing issues related to authorisations, ongoing obligations, or enforcement actions, this resource equips you with the essential principles and strategic advice to manage regulatory challenges with confidence.

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Latest Financial Services News

FCA consults on cryptoasset regulation proposals

FCA consults on cryptoasset regulation proposals
Financial Services—other developments (2/5/2025)

Financial Services—other developments (2/5/2025)
FSCS opens claims process against Campbell and Associates

FSCS opens claims process against Campbell and Associates
FCA publishes Handbook Notice No 129

FCA publishes Handbook Notice No 129

Featured Financial Services content

The Money Laundering Reporting Officer (MLRO)

The Money Laundering Reporting Officer (MLRO)

The Money Laundering Reporting Officer (MLRO)This Practice Note provides information on the role of the nominated officer and the Money Laundering...

Financial Conduct Authority—Principles for Businesses (PRIN)

Financial Conduct Authority—Principles for Businesses (PRIN)

Financial Conduct Authority—Principles for Businesses (PRIN)This Practice Note explains the Principles for Businesses (PRIN) set down by the Financial...

Second charge mortgage regime

Second charge mortgage regime

Second charge mortgage regimeSecond charge mortgages definedA regulated second charge mortgage is a loan secured on a borrower’s property that is used...

Financial Conduct Authority—objectives and principles

Financial Conduct Authority—objectives and principles

Financial Conduct Authority—objectives and principlesThe role of the FCAThe Financial Conduct authority (FCA) forms part of the regulatory structure...

Practice notes

Accepting deposits

Accepting depositsBackground to the regulated activity of accepting depositsUnder section 19 of the Financial Services and Markets Act 2000 (FSMA...
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2nd Mar
Practice notes

What is electronic money?

What is electronic money?BREXIT: 11pm (GMT) on 31 December 2020 (‘IP completion day’) marked the end of the Brexit transition/implementation period...
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2nd Mar
Practice notes

Fund management—Cayman Islands—Q&A guide

Fund management—Cayman Islands—Q&A guideThis Practice Note contains a jurisdiction-specific Q&A guide to fund management in Cayman Islands...
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2nd Mar
Practice notes

Insurance conduct regulation—COBS and ICOBS

Insurance conduct regulation—COBS and ICOBSBREXIT: 11pm (GMT) on 31 December 2020 (‘IP completion day’) marked the end of the Brexit...
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1st Mar
Practice notes

Non-UCITS retail schemes (NURS)

Non-UCITS retail schemes (NURS)This Practice Note explores non-UCITS retail schemes (NURS) and comments on investment powers, new rules on NURS...
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Produced in partnership with Elizabeth Budd of Pinsent Masons
28th Mar
Practice notes

Complying with the collective investment schemes sourcebook (COLL)

Complying with the collective investment schemes sourcebook (COLL)The Financial Conduct Authority’s Collective Investment Schemes Sourcebook (COLL) is...
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Produced in partnership with Lucy Frew, formerly of Gide Loyrette Nouel LLP
1st Mar
Practice notes

Different types of short selling

Different types of short sellingShort selling: the two key typesRegulation (EU) 236/2012 (OJ L 86/1) (the EU Short Selling Regulation) came into force...
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Produced in partnership with Orrick, Herrington & Sutcliffe (Europe) LLP
1st Mar
Q&As

Where a lender is required to send notices of sums in arrears on a fixed sum loan under section 86B of the Consumer Credit Act 1974 (CCA 1974) and the customer clears the arrears but leaves default sums outstanding, is the lender required to keep sending subsequent notices of sums in arrears under CCA 1974, s 86B(5)(b)?

Where a lender is required to send notices of sums in arrears on a fixed sum loan under section 86B of the Consumer Credit Act 1974 (CCA 1974) and the...
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Produced in partnership with Russell Kelsall LLB (Hull); LPC (Shef) of TLT
28th Mar
Practice notes

What are regulated activities?

What are regulated activities?Under the general prohibition a person cannot carry out a regulated activity, or purport to carry out a regulated...
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1st Mar
Practice notes

Multilateral Trading Facilities (MTFs)

Multilateral Trading Facilities (MTFs)BREXIT: 11pm (GMT) on 31 December 2020 (‘IP completion day’) marked the end of the Brexit...
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1st Mar
Practice notes

Regulated activities relating to dormant assets

Regulated activities relating to dormant assetsBackground to regulated activities relating to handling dormant assetsUnder section 19 of the...
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1st Mar
Practice notes

UK regulation of payment services providers—essentials

UK regulation of payment services providers—essentialsScope of this Practice NoteThe Payment Services Regulations 2017, SI 2017/752 (PSRs 2017)...
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1st Mar
Practice notes

Unregulated collective investment schemes—essentials

Unregulated collective investment schemes—essentialsWhat are unregulated collective investment schemes?In the UK, an unregulated collective investment...
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Produced in partnership with Lora Froud of Macfarlanes
28th Mar
Practice notes

Complaints handling by financial services firms

Complaints handling by financial services firmsCORONAVIRUS (COVID-19): The FCA has issued a statement setting out its expectations on complaints...
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1st Mar
Practice notes

Financial Ombudsman Service—eligible complainants

Financial Ombudsman Service—eligible complainantsWhat is an 'eligible complainant'?In order to refer a complaint to the Financial Ombudsman Service...
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1st Mar
Practice notes

FCA Handbook—introduction

FCA Handbook—introductionBREXIT: 11pm (GMT) on 31 December 2020 (‘IP completion day’) marked the end of the Brexit transition/implementation period...
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2nd Mar

Popular documents

Scotland—the process for applying for sequestration

Scotland—the process for applying for sequestrationSequestration in Scotland is the legal process by which an insolvent debtor’s estate is gathered in, realised and then distributed among their creditors by a trustee appointed for that purpose. The process requires that a formal award of

Financial clean break orders in family proceedings

Financial clean break orders in family proceedingsDuty of the court to consider a clean breakAlthough there is no presumption in favour of there being a financial clean break between parties on divorce, the court is under a duty to consider whether it would be appropriate to exercise its powers so

Late payment penalties—inheritance tax

Late payment penalties—inheritance taxWhile interest often accrues on overdue tax, the late payment of certain taxes may also attract a penalty. For information on the interest accruing on overdue tax, see Practice Notes: IHT—payment deadlines on death—Interest on IHT and Interest on late paid

Brussels I (recast)—domicile (Arts 4 and 63) [Archived]

Brussels I (recast)—domicile (Arts 4 and 63) [Archived]ARCHIVED: This Practice Note has been archived and is not maintained.This Practice Note considers the general rule set out in Article 4 of Regulation (EU) 1215/2012, Brussels I (recast) when determining the relevance of a defendant’s domicile to