About Banking & Finance Law
The uncertain economic climate has led to unprecedented challenges in the finance sector. It is more difficult than ever to get your deals done.
Key features of Lexis+® Banking & Finance
We'll keep you up to date with news. Weekly essentials newsletters, monthly case updates and a case tracker with the status of cases included and key cases notes on main topics.
Key developments and horizon scanning
Transactional lawyers need to stay on top of market changes. We track developments of key industry bodies including the LMA, ISDA and ICMA as well as hot topics such as sustainable finance so that you're always updated.
Security
Lending demands watertight security. We’ll guide you on taking, perfecting, and registering security. As well as topics covering enforcing security and cross border security.
Getting deals over the line
Economics is often a rollercoaster, ups, downs, and challenges. It can make the task of sealing deals tricky. We’ll help you navigate the uncertainty.
Topics We Cover
Latest Banking & Finance News
The European Parliament’s Committee on Economic and Monetary Affairs has published a draft report regarding its proposal to amend the Central...
This week's edition of Banking and Finance weekly highlights includes: (i) Companies House launches identity verification service, (ii) ESMA consults...
The International Capital Market Association (ICMA) has published its second quarterly evaluation of market practice and regulatory policy for 2025....
The Organisation for Economic Co-operation and Development (OECD) has released a new aircraft sector understanding (ASU) text concerning Maintenance,...
The International Financial Reporting Standards (IFRS) Foundation and the Taskforce on Nature-related Financial Disclosures (TNFD) have signed a...
Latest Banking & Finance Practice Notes
Brexit legislation trackerThis Practice Note tracks the progress of UK legislation introduced as part of the legislative project associated with the...
ICMA—latest news on documentationThis Practice Note contains a summary of new and updated documents published by the International Capital Markets...
Pre-export financeWhat is pre-export finance (PXF)?PXF is an established structure used to provide finance to producers of goods and commodities. It...
Key legal issues in English law in debt capital markets—subordinationWhat does this Practice Note cover?This Practice Note explains the meaning of...
Key legal issues in English law in debt capital markets—fungibilityWhat does this Practice Note cover?This Practice Note explains the concept of...
Latest Banking & Finance Precedents
Conditions precedent satisfaction letter: for a bilateral facility agreement—lender to borrower[To be printed on the headed paper of the...
Project lawyers’ completion documents list—onshore wind farm and ground-mounted solar projects—templatePROJECT DETAILSPROJECT NAME: [insert name of...
Retained EU law—training materials [Archived]ARCHIVED: This Precedent has been archived and is not maintained.These training materials consist of...
Confidentiality agreement—one-way—pro-discloserThis Agreement is made on [date]Parties1[Insert name of party][ of [insert details] OR a company...
Form of Contractor Direct Agreement in favour of a lender (for use on infrastructure and energy projects)This DIRECT Agreement is made on [insert...
Latest Banking & Finance Q&As
Featured Banking & Finance content
Bills of exchange—structure and parties
Bills of exchange—structure and partiesBills of exchange are negotiable instruments that represent an unconditional promise by one party to pay...
Term Loan B facilities
Term Loan B facilitiesThis Practice Note discusses Term Loan B (TLB) facilities which frequently appear as a tranche of senior facilities in...
Invoice discounting and factoring
Invoice discounting and factoringThe popularity of financing business through the invoice discounting and factoring of receivables has grown...
Common financial covenants
Common financial covenantsThis Practice Note explains certain common financial covenants used in commercial finance transactions including:•minimum...
Offtake contracts—key issues for project finance lenders
Offtake contracts—key issues for project finance lendersMost projects are underpinned by a complex web of contractual relationships between all the...
Overdrafts, term loans and revolving credit facilities
Overdrafts, term loans and revolving credit facilitiesThis Practice Note explains the features of three common types of loan facility:•overdrafts•term...
Do you need a deed of release as well as a DS1 to release a legal charge over land?
Crystallisation of floating charges
Crystallisation of floating chargesThe key feature of a floating charge is that, until it crystallises, the chargor is entitled to deal with the...
Promissory notes—structure and parties
Promissory notes—structure and partiesA promissory note is a type of bill of exchange (for more information, see Practice Note: Bills of...
Bilateral, syndicated and club arrangements
Bilateral, syndicated and club arrangementsOne of the features used to categorise loans is the number of lenders involved. A loan involving one lender...
An introduction to repo and the Global Master Repurchase Agreement (GMRA)
An introduction to repo and the Global Master Repurchase Agreement (GMRA)Coronavirus (COVID-19): This Practice Note contains information on subjects...
Bridge to bond facilities
Bridge to bond facilitiesWhat are they?A bridge to bond facility is a type of acquisition financing where the buyer requires the certainty of a fully...
Floating charges—advantages and disadvantages
Floating charges—advantages and disadvantagesSummary of advantages and disadvantages of the floating chargeThis Practice Note discusses the advantages...
Key features of debentures
Key features of debenturesDebentures are used in many types of financing where it is desirable to take security over all of the assets of a particular...
Financial derivatives—netting
Financial derivatives—nettingNettingnetting is a contractual arrangement between two parties. Essentially, it means that the parties have agreed that,...
Assignments by way of security
Assignments by way of securityAssignments by way of security can take different forms and it is important to understand how they are created and their...
Guarantor rights and how to defer them in guarantee documentation—no competition clauses
Guarantor rights and how to defer them in guarantee documentation—no competition clausesGuarantees are a contractual arrangement where one party (the...
Sources of Shari'ah
Sources of Shari'ahIntroductionShari'ah (also Sharia, Shariah or Shari’a) (literally, in Arabic, 'the path towards the watering place') or Islamic law...
Associated legal terms
Equator Principles
The Equator Principles are a risk management framework, adopted by financial institutions, for determining, assessing and managing environmental and social risk in projects and are primarily intended to provide a minimum standard for diligence'>due diligence and monitoring to support reasonable decision-making. They apply globally, to all industry sectors and to four financial products: • Project Finance Advisory Services • Project Finance • Project-Related Corporate Loans, and • Bridge Loans
Islamic Financial Institution (IFI)
Financial institution whose constitutional documents and operations comply with Shari’ah (in addition to applicable jurisdictional laws and regulations) and which offers only Shari’ah compliant financial products.
Rolled up
The process of adding interest to the principal amount of the loan rather than paying it periodically during the life of the loan.
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