About Banking & Finance Law
The uncertain economic climate has led to unprecedented challenges in the finance sector. It is more difficult than ever to get your deals done.
Key features of Lexis+® Banking & Finance
We'll keep you up to date with news. Weekly essentials newsletters, monthly case updates and a case tracker with the status of cases included and key cases notes on main topics.
Key developments and horizon scanning
Transactional lawyers need to stay on top of market changes. We track developments of key industry bodies including the LMA, ISDA and ICMA as well as hot topics such as sustainable finance so that you're always updated.
Security
Lending demands watertight security. We’ll guide you on taking, perfecting, and registering security. As well as topics covering enforcing security and cross border security.
Getting deals over the line
Economics is often a rollercoaster, ups, downs, and challenges. It can make the task of sealing deals tricky. We’ll help you navigate the uncertainty.
Topics We Cover
Latest Banking & Finance News
Law360, Expert analysis: Following its April 2024 consultation, the Financial Conduct Authority (FCA) made changes to its financial crime guide, or...
The International Swaps and Derivatives Association (ISDA) has submitted a response to the European Securities and Markets Authority's (ESMA)...
The Association for Financial Markets in Europe (AFME) has submitted technical comments on HM Treasury's draft legislation for regulating ESG ratings...
The International Capital Market Services Association (ICMSA) has updated its template of standard provisions for meetings of bond or note holders to...
The Cabinet Office has updated stakeholders on the final preparations for the Procurement Act 2023 (PA 2023) regime go-live on 24 February 2025....
Latest Banking & Finance Practice Notes
Coronavirus (COVID-19)—key issues for Corporate lawyers [Archived]This archived Practice Note considered the key issues for Corporate practitioners in...
Coronavirus (COVID-19)—Banking & Finance frequently asked questions [ARCHIVED]ARCHIVED: This Practice Note is archived and is no longer...
Coronavirus (COVID-19)—implications for debt capital markets [Archived]ARCHIVED: This document is archived and is no longer maintained. This Practice...
Coronavirus (COVID-19)—implications for Banking & Finance lawyers [ARCHIVED]ARCHIVED: This Practice Note is archived and is no longer maintained.This...
Islamic finance standard documentation in the context of real estate finance transactionsIslamic real estate finance is becoming ever more popular and...
Latest Banking & Finance Precedents
Long form property management agreementdate [date]parties1[name of Owner] [of OR incorporated in England and Wales (company registration number...
Director’s certificate for a bilateral loan: guarantor/third party security provider[insert date]To:[insert full name and address of lender]Dear...
Director’s certificate for a bilateral loan: borrower[insert date]To:[insert full name and address of lender]Dear [insert full name of lender]I am a...
Agency fee letter: for use with a syndicated facility agreement in an acquisition finance transaction[To be printed on the headed paper of the...
Specimen signatures of authorised signatories of a company for use in a bilateral loan transaction[insert date]I am a director of [insert name of...
Latest Banking & Finance Q&As
Featured Banking & Finance content
Bills of exchange—structure and parties
Bills of exchange—structure and partiesBills of exchange are negotiable instruments that represent an unconditional promise by one party to pay...
Term Loan B facilities
Term Loan B facilitiesThis Practice Note discusses Term Loan B (TLB) facilities which frequently appear as a tranche of senior facilities in...
Invoice discounting and factoring
Invoice discounting and factoringThe popularity of financing business through the invoice discounting and factoring of receivables has grown...
Common financial covenants
Common financial covenantsThis Practice Note explains certain common financial covenants used in commercial finance transactions including:•minimum...
Offtake contracts—key issues for project finance lenders
Offtake contracts—key issues for project finance lendersMost projects are underpinned by a complex web of contractual relationships between all the...
Overdrafts, term loans and revolving credit facilities
Overdrafts, term loans and revolving credit facilitiesThis Practice Note explains the features of three common types of loan facility:•overdrafts•term...
Do you need a deed of release as well as a DS1 to release a legal charge over land?
Crystallisation of floating charges
Crystallisation of floating chargesThe key feature of a floating charge is that, until it crystallises, the chargor is entitled to deal with the...
Promissory notes—structure and parties
Promissory notes—structure and partiesA promissory note is a type of bill of exchange (for more information, see Practice Note: Bills of...
Bilateral, syndicated and club arrangements
Bilateral, syndicated and club arrangementsOne of the features used to categorise loans is the number of lenders involved. A loan involving one lender...
An introduction to repo and the Global Master Repurchase Agreement (GMRA)
An introduction to repo and the Global Master Repurchase Agreement (GMRA)Coronavirus (COVID-19): This Practice Note contains information on subjects...
Bridge to bond facilities
Bridge to bond facilitiesWhat are they?A bridge to bond facility is a type of acquisition financing where the buyer requires the certainty of a fully...
Floating charges—advantages and disadvantages
Floating charges—advantages and disadvantagesSummary of advantages and disadvantages of the floating chargeThis Practice Note discusses the advantages...
Key features of debentures
Key features of debenturesDebentures are used in many types of financing where it is desirable to take security over all of the assets of a particular...
Financial derivatives—netting
Financial derivatives—nettingNettingnetting is a contractual arrangement between two parties. Essentially, it means that the parties have agreed that,...
Assignments by way of security
Assignments by way of securityAssignments by way of security can take different forms and it is important to understand how they are created and their...
Guarantor rights and how to defer them in guarantee documentation—no competition clauses
Guarantor rights and how to defer them in guarantee documentation—no competition clausesGuarantees are a contractual arrangement where one party (the...
Sources of Shari'ah
Sources of Shari'ahIntroductionShari'ah (also Sharia, Shariah or Shari’a) (literally, in Arabic, 'the path towards the watering place') or Islamic law...
Associated legal terms
Banker's duty to pay cheques
A banker is under a duty to pay cheques drawn on him by a customer so long as he has sufficient and available funds and provided the cheques are within the limits of an agreed overdraft.
LIBOR fallbacks
This refers to the contractual arrangements in place if LIBOR is unavailable.
Term
The period of time from when a loan is borrowed to its final stated repayment date
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