FCA publishes Handbook Notice No 126
The Financial Conduct Authority (FCA) has published Handbook Notice No 126, which includes changes to the FCA Handbook made by the FCA board on 30 January 2025.
This Overview provides a guide to the Lexis+® UK Financial Services content within the Consumer credit—ombudsman and guidance subtopic, with links to appropriate materials. For information on other aspects of the consumer credit regime, see: Consumer credit regime—overview, Consumer credit advertising—overview, Debt management and advice—overview, and Consumer credit agreements—overview.
In addition, comprehensive commentary and materials on consumer credit ombudsman and guidance can be found in ‘Goode on Consumer Credit’. See section ‘Goode: consumer credit materials’ below for further information and appropriate links to our content.
The Financial Ombudsman Service (FOS) is an independent dispute resolution scheme that exists to assist consumers in resolving complaints between financial services firms and their customers (including in relation to consumer credit). For information on the powers and scope of the FOS and how it handles complaints against firms, see Practice Note: Financial Ombudsman Service—essentials.
For information on the remedies that may be awarded by the FOS when it upholds a complaint against a financial services firm, see Practice Note: Financial Ombudsman Service—remedies.
For the latest updates in relation to FOS
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