Debt claims

Introduction to debts

The concept of a debt is one that is so universally understood that it may seem unnecessary to define. However, in law the word ‘debt’ has a particular meaning and it is important to define what is caught by this term because debts are subject to rules that do not apply to other types of claim.

In essence, a debt is an agreed sum that is due under the terms of a contract, but that simple definition belies the complexity that can arise in categorising certain contractual claims. For detailed guidance on defining debt claims and distinguishing between claims in debt and claims in damages, as well as the role of a claim for an account stated, see Practice Note: Debt claims.

Discharging debts

Once a debt falls due for payment, the debtor

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Withholding DSAR documents from inspection during data protection proceedings by relying on a Data Protection Act 2018 exemption (Cole v Marlborough College)

Information Law analysis: This claim relates to the scope of production and the application of the exemptions to production of personal data in responding fully to a subject access request. The Claimant, Thomas Cole (Cole), who was a student at the Defendant school, Marlborough College (the College), submitted a data subject access request (DSAR) under Article 15 of the United Kingdom General Data Protection Regulation, Assimilated Regulation (EU) 2016/679 (the UK GDPR) after he was removed from the school following his involvement in a physical altercation with another student. In this half-day case management hearing, Mr Justice Nicklin assessed whether the College was entitled to withhold, in whole or part, documents containing Cole’s personal data, rather than providing the material for inspection ahead of a two-day trial on the data protection claim expected to start in mid-2025. The court held that the College was entitled to withhold some documents (containing Cole’s personal data) on the grounds of the exemption in paragraph 16 of Schedule 2, Part 3 to the Data Protection Act 2018 (DPA 2018). In short, this exemption provides that a controller is not obliged to disclose information to a data subject where doing so involves disclosing information that relates to another individual who can be identified from that information, whether as the source of information or as the subject of such information. Written by Robyn Bond, associate at Ropes & Gray International LLP.

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